The complete guide of day nursery vouchers

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Many working moms are uninformed that they can save up to £200 a month on the expense of childcare (such as breakfast and afterschool clubs), by using day nursery vouchers.

The vouchers

Parents often mistakenly think that encourage for day nurseries is for preschoolers only or for people on lower incomes, and partially because the scheme is still not as widely advertised as it could be.

In the existing economicclimate, many moms - both mums and dads - are taking on full-time employment to make certain that they are able to deal with their growing monthly outgoings. Thereality that each parent can claim a reduction towards the cost of pre schools can be a huge assistance.

The facts

1) The childcare voucher scheme helps parents to claim up to £55 per week or £243 per month in vouchers to use to pay for a broad range of childcare.

2) It helps by deducting this total from your wage and then repaying it to you in the form of resources that are not subject to tax or national insurance payments.

3) You therefore end up paying less tax on your annual salary, making a saving of £80.19 per month (£962.28 per annum) as a 22 per cent tax-payer and £99.63 (£1195.56 per annum) for a 40 per cent tax-payer.

4) The vouchers can be used for any registered or approved day nurseries for kids from the ages of 0 - 15 years (or age 16 if the infant has a disability).

5) This involves nurseries (private, community or local authority), workplace nurseries, childminders, pre-school playgroups, pre school schools, after-school clubs, holiday clubs, and nannies.

6) Parents can elect to take the similar worth of vouchers each month or they can change their voucher value as they need to up to a maximum of £243 per month.

7) Moms can receive their vouchers from via email or mail to their home address each month or each week.

8) A parent can then choose to either email the voucher on to their carer (the person or organization providing the extra day nurseries) or print it and hand it to the carer directly. The carer then redeems the voucher with the voucher scheme provider.

9) Some providers offer an automated service where as soon as the voucher is paid for by the employer the money is paid straight into the carer's bank account.

10) To take advantage of this your employer needs to register for the scheme. One well established provider that can offer you further information is Early Years Vouchers Ltd, tel: 0845 0945 805 5377 or view www.{childcare-vouchers.net

Further information & Tips

If you are looking for day nurseries, visit www.look4nurseries.co.uk. This is a great resource when looking for nursery schools and nursery schools across the uk.

It offers detailed descriptions of the facilities available the costs and photos of the setting

When Looking For Childcare In Sutton Coldfield View The Day nurseries Web site Look4Nurseries.co.uk And Look Swiftly And Easily For Nurseries From all over The UK.

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